Commercial Risk Protection | Business Insurance

Together with your local independent insurance agent, we’ll customize an insurance program to help protect the business you’ve built. Your agent gets to know you and your business, matching your needs with an insurance program. Beyond the policy, we believe The Cincinnati Insurance Company is everything insurance should be for you and your business.


Together you and your agent can protect your business with policies packaged for your specific needs. Begin building your package by selecting from multiple commercial package policies offering the standard property or liability coverages needed by all businesses and, in some cases, built-in features. Complete your insurance package with customized options and additional coverage. You can also choose one of our specialty programs that covers the risks common in your industry, yet specific to your business.


When it comes to paying claims, we’ll look for coverage–not exceptions, helping to keep your business running in the event of a claim. Our field representatives live and work in or near your community, working closely with you and your independent agent and quickly responding to claims. Know that your policy is backed with financial strength and is independently rated A+ (Superior) from A.M. Best Co.

Your business may qualify for our unique three-year commercial package policy. While your premium may increase or decrease based on changes in your business, you can lock in rates that won’t increase for the duration of your policy term. It’s available in most states, for many coverages. Please contact your independent agent to see if your business qualifies.

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