Introducing Vanguard Personal Advisor Services
With money, comes questions. From how to maximize your retirement income to knowing the appropriate investment strategy based on your goals—it can be a lot to think about. We’re by your side to help you feel confident about your future.
Our advisors value true partnerships. They’ll work closely with you to create a personalized plan to help you reach your goals and are available to connect whenever you have questions.
Our advisors are salaried and don’t make commissions. They have no financial incentives to recommend certain products and will create a plan that is goal-driven, not market-driven. And they’ll use the low-cost funds and investment strategies that Vanguard is known for.
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DID YOU KNOW
Recent Vanguard research shows that an advisor who provides professional financial planning, coaching, and portfolio management services can add meaningful value compared to the average investor experience.*
First, we talk
We get to know you, your goals, and your dreams. We know there’s no one-size fits-all approach to financial planning, so our small questions help us see your bigger financial picture and craft a plan that’s truly unique to you, not the market.
Did you know? Our advisors have no financial incentives to recommend certain products. They are fiduciaries, driven to help you make informed decisions for you and your family.
See sample financial plan
Next, we plan
Our advisors use their best thinking, innovative technology, and our time-tested investment philosophy to create your comprehensive financial plan. We share it with you, walk you through it, and answer all your questions before you commit to anything. When you’re ready, we put your plan into action.
See sample snapshot of financial plan
See sample account dashboard
Eyes on your goals
We keep track of your progress with ongoing maintenance and rebalancing as needed to make sure you’re on course to meet your goals. We’ll partner with you to revise your plan when needed.
Check your progress online with 24/7 real-time tracking of your portfolio. You can connect with an advisor by phone, email or video chat if you have any questions, concerns, or your personal situation changes.
See sample account dashboard
TAXES, ESTATE PLANNING, AND CHARITABLE GIVING
Our advisors can help educate the whole family. They can advise on estate planning, creating a succession plan, and provide guidance on charitable giving to causes you care about, at no extra cost. We combine low-cost funds and tax-smart strategies to maximize your tax savings, so you can keep more of your money.
WHY VANGUARD
30 million investors strong
Over 40 years ago, we defied an industry by building a company with no outside investors and created the first index fund for individual investors. With no outside owners, we only serve one group of people: you. Every decision we make has you in mind and we’re proud that our reputation reflects our commitment to you.
Digital Investing, Brand of the Year1
Vanguard Personal Advisor Services Based on the 2019 Harris Poll EquiTrend® Equity Score
Digital Investing, Brand of the Year2
“Straightforward, well executed strategies that consistently put investors first.”
Digital Investing, Most Trusted / Most Loved Brand1
Vanguard Personal Advisor Services Based on the 2019 Harris Poll EquiTrend® Equity Score
TRANSPARENT PRICING
Lower than the industry average
The annual cost for Vanguard Personal Advisor Services is just 0.30% of the assets we manage for you. If we manage a substantial amount of assets for you, the cost of the services gets even lower. The yearly fee is broken into 4 payments, billed quarterly, with a $50,000 minimum.
0.30%
ANNUAL FEE
Industry Average
1.08% annual fee3
Estimate your fees
Annual fee schedule
| FEE | MANAGED ASSETS |
|---|---|
| 0.30% | On assets up to $5 million |
| 0.20% | On assets above $5 million and up to $10 million |
| 0.10% | On assets above $10 million and up to $25 million |
| 0.05% | On assets above $25 million |
Take the next step
Talk to an advisor
Still have questions? Call to speak with a Vanguard investment professional.
800-414-8740
Mon though Fri 8 a.m. to 8 p.m. EST
Get started online
Create an account and set up your appointment to talk with an advisor.
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All investing is subject to risk, including the possible loss of the money you invest.
Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.
The services provided to clients who elect to receive ongoing advice will vary based upon the amount of assets in a portfolio. Please review the Vanguard Personal Advisor Services Brochure for important details about the service, including its asset-based service levels and fee breakpoints.
*Source: Donald G. Bennyhoff, CFA and Francis M. Kinniry Jr., CFA, 2018. Vanguard Advisor’s Alpha®. Valley Forge, Pa.: The Vanguard Group. vanguard.com/advisorvalue
1 Vanguard Personal Advisor Services is the Digital Investing Brand of the Year, receiving the highest numerical Equity Score and the highest numerical score relating to Trust and Love among Digital Investing brands included in the 2019 Harris Poll EquiTrend® Study, which is based on opinions of 45,541 U.S. consumers ages 15 and over surveyed online between January 3 – 30, 2019. Your opinion may differ. “Highest Ranked” was determined by a pure ranking of a sample of Investment brands.
2 Exemplary Stewardship nominees must have received a “positive” Parent pillar rating from Morningstar’s manager-research analysts, which indicates the firm’s stewardship practices exceed the industry standard.
3 Source: PriceMetrix. Average fees are based on data contained in PriceMetrix’s proprietary database, representing more than 20 North American wealth management firms that service more than 12 million retail investors. PriceMetrix’s data set covers over one-third of retail assets managed by full-service financial advisors. The average fees are based on households with assets of $1 million to $1.5 million. PAS clients at the same asset level will be assessed a 30bps advisory fee. Note that full-service advisors, including PAS, may provide a tiered-fee structure based on the level of assets being managed, and may require a minimum asset level to manage the accounts. The average fees do not consider other costs, including underlying product costs, transaction costs, or other account costs. Unless otherwise noted, all data is reported as of December 31, 2017.
