Rideshare Insurance for Lyft and Uber: What are the Options?

Alabama GEICO, USAA, State Farm, and Farmers Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Alaska   Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Arizona Allstate, GEICO, USAA, Mercury, and Farmers Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM with Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Arkansas Farmers Insurance Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM with Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 California State Farm, Mercury, Farmers, Allstate, USAA, Liberty Mutual, MetLife, Metromile, Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/30
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Colorado Farmers,GEICO, USAA, AllState Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Connecticut Liberty Mutual,GEICO, State Farm Period 1: 50/100/30 limits – 20/40 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25, 20/40 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Delaware GEICO, State Farm Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – with Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Florida Foremost Period 1: 50/100/25 – $10,000 PIP 
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM -Comprehensive/Collision with deductibles at $1,000 Period 1: 50/100/25 
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM -Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Georgia State Farm,GEICO, USAA, Allstate, Ehtio-American, Farmers Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – with Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/50
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Hawaii   Period 1: 50/100/25 – $10,000 PIP
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision with deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Idaho State Farm Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Illinois Farmers, Erie, Travelers, GEICO, USAA Allstate, SafeCo, Mecury, Metlife, Metromile Period 1: 50/100/25 – 25/50 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Indiana Allstate, Farmers, GEICO, SafeCo, State Farm, and USAA Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Iowa Farmers, State Farm, and USAA Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Kansas Farmers, GEICO, USAA Period 1: 50/100/25 – 25/50 UM/UIM – PIP; $4,500 medical expenses, up to $900/month for one year for disability/loss of income, $25/day for in-home services, $2,000 for burial services, $4,500 rehab
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Kentucky Allstate, USAA, State Farmer, Erie Period 1: 50/100/25 – $10,000 PIP
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Louisiana State Farm, USAA Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Maine GEICO, State Farm Period 1: 50/100/25 – 50/100 UM/UIM – $2,000 of medical payments
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Maryland Allstate, Erie, Farmers, GEICO, Liberty Mutual, USAA Period 1: 50/100/25 – 30/60/15 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Massachusetts Liberty Mutual, USAA Period 1: 50/100/25 – 20/40 UM/UIM – $8,000 PIP
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM deductibles at $1,000 Period 1: 50/100/30
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Michigan Farmers Period 1: 50/100/25 – Unlimited PIP – $1,000,000 Property Protection
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Minnesota Allstate, Farmers, GEICO, State Farm Period 1: 50/100/25 – 25/50 UM/UIM – $40,000 PIP
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 – Deductibles at $1,000 Period 1: 50/100/30 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability 1,500,000 – UIM/UM 1,500,000. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Mississippi State Farm Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Missouri USAA Period 1: 50/100/25 – 25/50 UIM/UM
Period 2 & 3: $1,000,000 combined single auto liability limit at – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – UM/UIM 50/100
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Montana Farmers Period 1: 50/100/25
Period 2 & 3: $1,000,000 combined single auto liability limit at – $1,000,000 UIM/UM -Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Nebraska Farmers, GEICO, State Farm, USAA Period 1: 50/100/25 – 25/50 UIM/UM
Period 2 & 3: $1,000,000 combined single auto liability limit at – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 25/50/25 – 25/50 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Nevada Farmers, Mecury, Allstate Period 1: 50/100/25
Period 2 & 3: $1,000,000 combined single auto liability limit at – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability 1,500,000 – UIM/UM 1,500,000. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 New Hampshire USAA Period 1: 50/100/25 – 25/50/25 UM/UIM – $1,000 medical payments
Period 2 & 3: $1,000,000 combined single auto liability limit at – $1,000,000 UIM/UM – $1,000 Deductibles Period 1: 50/100/25 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 New Jersey Farmers Period 1: 50/100/25 – $15,000 PIP – Period 2 & 3: $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability 1,500,000 – UIM/UM 1,500,000. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 New Mexico Farmers, GEICO Period 1: 50/100/25
Period 2 & 3: $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 New York   Period 1: 50/100/25 – 50/100 death liability – $50,000 PIP
Period 2 & 3: $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 N/A North Carolina Farmers, Liberty Mutual Period 1: 50/100/25 – 30/60/25 UM/UIM
Period 2 & 3: $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability 1,500,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 North Dakota Farmers, GEICO, State Farm, USAA Period 1: 50/100/25 – 25/50 UIM/UM – 30 PIP
Period 2 & 3: $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Ohio Farmers, GEICO, USAA, State Farm Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM -Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Oklahoma Allstate, Farmers, GEICO, Mecury, State Farm, USAA Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Oregon State Farm, USAA Period 1: 50/100/25 – 25/50 UM/UIM – $15,000 PIP
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Pennsylvania Erie, GEICO, Liberty Mutual Period 1: 50/100/25 – $5,000 Medical benefits
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Rhode Island GEICO Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability 1,500,000 – UIM/UM 1,500,000. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 South Carolina GEICO, Allstate Period 1: 50/100/25 – 25/50/25 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/50 – 50/100 UM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 South Dakota   Period 1: 50/100/25 – 25/50 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Tennessee Allstate, Erie, Farmers, GEICO, State Farm, USAA Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Texas Allstate, Farmers, GEICO, Liberty Mutual, USAA, MetLife, and Progressive. Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM- Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Utah Farmers, Allstate Period 1: 50/100/25 – $3,000 PIP
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/30
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Vermont   Period 1: 50/100/25 – 50/100/10 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100/10 UM/UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Virginia Allstate, GEICO, Liberty Mutual, and Erie Insurance. Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Washington Allstate, State Farm, USAA, MetLife, and MetroMile. Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/30 – 50/100 UIM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 West Virginia State Farm, GEICO, Erie Period 1: 50/100/25 – 25/50/25 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UIM/UM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Wisconsin Allstate, Erie, Farmers, GEICO, and State Farm Period 1: 50/100/25 – 10/25/50 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25 – 50/100 UM
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Wyoming USAA Period 1: 50/100/25
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000 Washington DC Allstate, GEICO, Liberty Mutual, and Erie Insurance. Period 1: 50/100/25 – 25/50/5 UM/UIM
Period 2 & 3: combined single auto liability limit at $1,000,000 – $1,000,000 UIM/UM – Comprehensive/Collision deductibles at $1,000 Period 1: 50/100/25
Period 2 & 3: combined single limit of auto liability $1,000,000 – $1,000,000 UIM/UM. Comprehensive/Collision deductibles at $2,500 with max coverage of $50,000