A personal loan can be a great way to get the cash you need to consolidate debt, finance a home improvement project or make a large purchase. The average interest rate on a two-year personal loan is around 10.6 percent, according to the Federal Reserve, compared to the average credit […]

Key facts Personal loans are the fastest-growing consumer debt product, with outstanding debt tripling from $49 billion in 2010. Outstanding personal loan debt is $156 billion, as of Q3 2019. About 20.2 million consumers have a personal loan, and the average new personal loan size was $6,382. Personal loans represent […]

The Lopez family was excited about finally getting to remodel their kitchen, something they’d been wanting to do for over a year. However, their excitement transformed into anxiety when their contractor told them the bills for the project would come to around $20,000. They knew they could charge it all on […]

Applying for a personal loan online can be a fast and easy process. Your online application may even be approved in less than 24 hours! If you are, then the funds will likely be available in a few days. You should also be aware that there are some fraudsters out […]

GlobeNewswire KRONOS ADVANCED TECHNOLOGIES UPDATES CUSTOMERS ON LEGISLATION THAT ALLOWS CONSUMERS TO PURCHASE AIR PURIFICATION PRODUCTS UTILIZING FSA OR HSA ACCOUNTS Los Angeles, CA, Oct. 20, 2020 (GLOBE NEWSWIRE) — KRONOS ADVANCED TECHNOLOGIES, INC., (OTC MARKETS: KNOS) (“KNOS” or the “Company”), a revenue-generating, product development and production company that has […]

Taking out a personal loan could help you borrow at an affordable rate to cover expenses. But how fast can you get one? Find out here. (iStock) As the coronavirus pandemic forces the U.S. economy into a recession, many families are worried about covering their daily costs. If you need help […]

Make smart choices when choosing the right personal loan to save money. (iStock) Personal loans can have a lot of financial benefits if you find the right loan with the right lender. The right personal loan can help you pay off a big-ticket loan or even reduce high-interest credit card […]

Ready to take out a personal loan? Find out the benefits of opting for smaller loan term lengths here. (iStock) As the U.S. faces economic uncertainty, many consumers are considering personal loans. If you’re looking for a loan to help cover your expenses now, you need to pay attention to how […]

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. It’s not impossible to get a loan with bad credit, […]

Follow these recommendations to ensure you get the right personal loan that fits your financial needs. (iStock) A personal loan is a type of loan that you can use for just about anything you want. You can apply for a personal loan online, over the phone or in your local […]

A personal loan can help or hurt your credit rating depending on these factors. (iStock) Outstanding personal loan balances hit a record $305 billion last year, according to a study from credit bureau Experian. The report also found that personal loan debt is growing at a faster rate than auto […]

Ask yourself these questions before applying for a personal loan. (iStock) When finances are tight, it’s tempting to turn to a personal loan. Borrowers use personal loans for a variety of reasons, including debt consolidation, moving expenses, vacation, and to cover lost income. While personal loans offer flexibility and can […]